Guarantee your home loan with loan insurance
Cogilaw device, you are free to choose a non-bank borrower insurance to guarantee your credit, the credit insurance calculator allows you to compare the offer Sma btp insurance loan with the cheapest loan insurance policies offered by the broker Infant Phenomenon.fr!
Founded in 1859 by and for builders, the SMABTP group is today the leader of construction and public works professionals. The insurer provides builders and individuals with a full range of customized products and services. In France, SMABTP holds a quarter of the construction insurance market and has more than 100,000 members. Its subsidiary SMAvie BTP is a mutual company specializing in life and health insurance.
The bank can not refuse you a loan insurance!
According to the cogilaw company of 1 September 2010, the bank can not refuse an external insurance contract if it offers guarantees equivalent to those of the group insurance contract it proposes. By delegating your credit insurance, you can benefit from the best guarantees at the most attractive rate.
Compare the bank’s insurance with loan insurance
When applying for a mortgage loan, your banker must provide you with a loan insurance fact sheet so that you can compare your insurance offer with coverage formulas issued by others. insurers.
Use a broker to save on the cost of your loan insurance! The brokerage firm can negotiate the price and conditions of your SMABTP loan insurance and allow you to realize substantial savings on the total cost of your mortgage.
- Companies recognized by banks
- Dedicated management of your borrower file
- Immediate and comparative calculation rate and guarantee
- Response to any request for support
Better information and freedom of selection for borrowers, with banks being prohibited from imposing their insurance:
- Equivalent guarantees
- Explain the refusal
- Maintain borrowing conditions
Bank Fecrum law
- objective towards improving loan conditions; the article “L312-1-2” stipulates that the “loan / borrower insurance related sales” of products and services are prohibited.
Subscribe to a non-bank loan insurance contract
- Simulation on the online loan insurance calculator
- Free comparative loan insurance pricing
- Contractualization by an insurance expert
- Membership in the day if no health problem