Monthly Archives: June 2019

Uncategorized

Sale Belgium 2017: enjoy more with your credit card

We waited for months, they finally arrived: balances! You had not planned to buy something in particular but the rebates push you to the consumer? Discover how you can enjoy even more balances with your credit card!

Sale Belgium 2017: Credit cards with points

What is a credit card with points?

Much more than a piece of rectangular plastic as it allows you to save points when shopping.

And how?

You can redeem these points for discounts at affiliated Loyalty Program stores.

How many points?

The number of points will depend on the card and the loyalty program.

What are the loyalty programs?

You can participate in the Neckermann loyalty program only with Beobank. The Save & Pick program, meanwhile, is the most popular in Belgium and has more than 1,000 partners. Finally, the American Express Membership Rewards program allows you to participate in events, get gifts, discount coupons or transfer your points to miles from a frequent flyer program.

What is a cashback credit card?

This card allows you to recover a certain percentage on your purchases. Usually 1 to 2% on each euro spent, but this varies depending on the card.

And how?

The cashback will be directly transferred to your credit card.

How much cashback?

The amount will depend on the credit card. You can also take advantage of welcome offers with a higher percentage for the first few months or a free annual membership fee in the first year (as a welcome gift).

Which cards can recover cashback?

Do you want to know more? Check out our article on cashback credit cards and compare them to make your shopping smarter and save even more!

You’re not convinced yet?

Compare Cashback Credit Cards

Sale Belgium 2017: credit cards with insurance for your purchases

What is purchase insurance?

Purchase insurance allows you to protect your purchases against theft and accidental damage. You are insured on all your purchases of a certain value made with your credit card in Belgium and abroad. Coverage will be capped at maximum amount per claim and per year depending on the card you choose.

What is the best price insurance?

You have just made a purchase and you realize that you have found cheaper elsewhere? This insurance reimburses you for the difference in price, excluding items on sale and liquidation of stocks in Belgium. Coverage will be capped at maximum amount per claim and per year depending on the card you choose.

What is Extended Warranty Insurance?

You benefit from an extended warranty (the duration of which will depend on the card) on your devices benefiting from the legal guarantee of 2 years. Coverage will be capped at maximum amount per claim and per year depending on the card you choose.

What is safe online insurance?

This insurance covers you in case of non-delivery or damage to your product bought online within the European Union or in the United States. If no solution is found between the insurer and the seller, the coverage will be capped at a maximum amount per claim and per year depending on the card you choose.

 

Uncategorized

How to make money fast

Knowing how to raise money quickly may be what is missing for the realization of your dreams! Learn Now!

Gathering money is essential to realize dreams and make your plans a reality. To create this habit, one does not have to give up all the pleasures of life, but rather learn to think in the medium and long term. To accomplish your desires, some lifestyle changes are necessary. Learn how to raise money quickly:

Have goals

bank

One of the biggest motivations for joining money quickly is to have a goal. Taking a trip, buying an apartment or changing the car are some of the desires that can greatly contribute to make the habit of saving reality. Choose a goal, set the time you would like or reach you and the amount needed to fulfill your dream. From there, it is start to raise money to accomplish this goal within stipulated time.

Know your expenses

Know your expenses

Want to learn how to raise money? For this it is important to understand, first of all, what your income and principal expenses are. Bet on the use of financial software to evaluate the current situation of your finances. Do you spend more than you earn? Is there anything left at the end of the month? Where’s the paycheck going? Those who know their spending are more likely to decide where they can cut the excesses in the budget.

Cut expenses

Cut expenses

There is no way: anyone who wants to raise money quickly needs to cut costs. This does not mean that you have to end leisure in your life, but just change some habits in the name of a larger goal, be it a trip or simply have financial security. Start the cuts for the small expenses that, at the end of the month, can make a difference, like coffee after lunch, snacks on the street, sweets etc. Then leave for the excesses and unnecessary expenses, like the signature of the newspaper that you almost never read and the gym you will never will.

Do not share your purchases

The installment of purchases is one of the great enemies of those who seek to raise money quickly. By dividing the value of a good, you commit the budget for months on end, not to mention that, depending on the number of installments, you may still have to bear interest that makes the purchase even more expensive. The best option is to wait, raise money to buy what you want, and, of course, negotiate to cash discount.

Escape impulse shopping

Escape impulse shopping

Gathering money requires discipline. Even if you do not save a lot on a monthly basis, it is important to save at least part of your salary. Impulse shopping should be avoided because you can put all the effort to waste, causing you to spend what you have saved. Before you take out the card, stop and think if you really need that product or service.

Bet on the DIY Wave

Joining the Do It Yourself or Do It Yourself Movement, rather than a fad, is a tailor-made attitude for those who want to get together quickly. Want to do your nails? Awaken the manicure you have in you instead of spending in the salon. Need to paint the walls of the house? Call your friends and make a joint effort to save the money you would spend with the painter. Even small, these changes in everyday life represent significant savings in the domestic budget.

What are you waiting for to start putting together money and realizing your dreams?